3.6 billion people face significant climate exposure. In emerging economies, over 90% of losses are uninsured. Closing this gap is both a moral imperative and a solvable infrastructure problem.
Global Exposure
Verified figures from the world's leading climate and financial institutions.
Case Studies
Documented events illustrating the livelihood and financial cost of inadequate parametric protection infrastructure.
Rainfall 42% below normal across Marathwada and Vidarbha. Over 800,000 farmers declared crop losses. Traditional PMFBY assessment took 4–6 months; many received less than 20% of estimated losses.
ArcPro Infrastructure Response: The ArcPro platform is designed to enable insurer-configured rainfall deficit cover that monitors SPI data continuously. Where a parametric threshold is pre-agreed, the infrastructure can initiate automatic payout directly to farmer wallets — eliminating assessment delay entirely and giving farmers the ability to reinvest before the next planting window.
Worst flooding in 122 years. 7.2 million people affected. MFI borrowers unable to service loans, triggering lending freezes that cut off recovery credit for entire communities.
ArcPro Infrastructure Response: The ArcPro platform is designed to support MFI-embedded flood cover that monitors satellite flood depth data. Where trigger thresholds are pre-configured, payouts can be routed directly to the lending institution on breach — preserving the credit cycle and enabling recovery lending to affected borrowers without waiting for traditional loss assessment.
Deadliest typhoon of 2021 in the Philippines. Over 400 deaths, 2 million displaced. Subsistence farming and fishing communities in Visayas lost entire livelihoods. Insurance penetration: under 2%.
ArcPro Infrastructure Response: The ArcPro platform is built to enable parametric cyclone cover that activates on verified wind speed data at landfall. Where an insurer has pre-configured the product on the platform, payouts can reach policyholders within hours of a trigger event — well before debris is cleared and long before traditional loss assessment could commence.
One-third of Pakistan submerged. 33 million affected. $30 billion in damages. Agricultural losses of $3.7 billion. The country's entire insurance industry payout was under $50 million — 0.16% of losses.
ArcPro Infrastructure Response: ArcPro's multi-trigger architecture is designed to enable composite provincial flood covers — where DFI capital can be routed through insurer-configured parametric programmes, activating simultaneously across geographies via standardised data triggers. The infrastructure is built to support full ESG reporting from day one of deployment.
Platform Coverage
Six coverage domains. Purpose-built templates. Configurable by any insurer, deployable in any market — covering the exposures that matter most to the world's most vulnerable populations.
7 templates covering rainfall deficit, excess rain, temperature stress, cyclone, livestock heat, aquaculture, and multi-peril composite. WBCIS and PMFBY-aligned.
5 templates covering platform downtime, extreme heat, monsoon mobility, illness income, and composite vulnerability. Deployable through any gig platform API.
3 MFI/Bank templates designed to embed parametric cover directly into micro-credit and microfinance instruments globally. When climate triggers are breached, payouts can protect both lenders and borrowers — preserving credit cycles and enabling communities to recover without falling into debt distress.
3 CAT templates for earthquake, cyclone, and urban flood. The platform infrastructure is designed to enable sovereign programmes to instantly assess impact areas and deploy interim relief — before disaster funds are mobilised through traditional channels.
Standardised templates, verified trigger data, and real-time ESG reporting make ArcPro the transaction rails for DFI, ILS, and impact investor capital to reach the last mile.
Climate volatility disrupts supply chains, production, and revenues for MSMEs and renewable energy operators globally. ArcPro is designed to support parametric templates triggered on verified climate data — covering wind, temperature, and flood exposures.
SDG Alignment
Every payout made through ArcPro is trackable, reportable, and verifiable against UN SDG frameworks — directly supporting DFI and impact investor mandates.
Parametric payouts prevent farmers and gig workers from falling below poverty lines after climate shocks — the most direct intervention in the poverty cycle.
Protecting agricultural income enables smallholder farmers to reinvest in the following season, maintaining food production and household food security.
Parametric insurance is the most direct financial adaptation mechanism for climate change. ArcPro enables deployment at the scale and speed the transition demands.
Rapid CAT payouts enable faster community recovery — reducing displacement, preserving social fabric, and accelerating economic rebuilding post-disaster.
Partner with ArcPro to deploy parametric protection at the scale the world requires. Insurers, DFIs, distribution platforms, and capital providers — all welcome.